FREE Budget Templates
These templates will help you kick off your debt-free journey.
- 12 Month Expense Tracker
- 12 Month Debt Pay Off Plan
- Debt Pay Off Tracker


About Me
Hi, I’m Tia. I am happily married with six children and serving active duty in the Army. I’m currently working on becoming debt-free, and I decided to share my journey by creating a blog.
I hope to inspire others by following me on my journey, as this will hold me accountable as well. Here’s to becoming debt-free.

Latest Blog Posts
Best Finance Books 2020 – Let’s Stop Being Broke
Let’s face it; saving money is easier said than done. A survey conducted by GOBankingRates in 2019 revealed that 58% of Americans have less than…
How To Make Money During Covid-19
Many in the world have lost their jobs due to COVID-19. According to the NY Times, over 36 million Americans have lost their jobs and…
6 Ways To Motivate Yourself While Paying Off Debt
Starting your journey to pay off debt can be frustrating and unmotivating when you are trying to discipline yourself and change your spending habits. Discipline…
How To Save For Emergencies
As a part of life, unexpected things happen, and they arrive at a time that we least expect it or, in some cases, at a…
How To Create A Budget For Yourself
Creating a budget for yourself is the most important step of your debt-free journey. A budget is how you maintain your spending and tell your…
April 2020 Debt Pay Off Report
I decided to start my debt-free journey at the beginning of this year and procrastinated on getting started. I knew everything I needed to get…